How Ant Group is Revolutionizing the Credit Card Business
3 min readNov 9, 2020
Ant Group operates a credit payment company Huabei. Huabei is a consumer credit platform within the Alipay app that supports Ant Group and its partners. It offers revolving line of credit for its users for their online and offline purchases.
Alipay is the largest third-party mobile and online payment platform in the world. It is used more than 5% of the world’s population.
So is Huabei just an online credit card withint the Alipay app? It has far more genius than that.
